TERMS OF use

Website terms of use io.finnet

These terms of use (the “Terms”) govern your use of the corporate website (the “Corporate Website”) edited by Io FinNet Group, Inc., a Delaware corporation having its principal place of business at 4208 Six Forks Rd., 10th Floor, Raleigh, NC, 27609, United States of America (“Io.finnet”, “Company”, “we”, “us” or “our”, otherwise commercially named “io.finnet”) and accessible at the following link https://www.iofinnet.com.

As a visitor of the Corporate Website (the “Visitor”, “you” or “your”), please read the Terms carefully and completely before using our Corporate Website so that you are aware of your legal rights and obligations.

If you disagree with these Terms, do not access the Corporate Website.

If you have questions upon reading the Terms, please contact us at legal@iofinnet.com.

Last update – 23 August 2023
1. Content of the Corporate Website

This Corporate Website is intended to provide you, the Visitor, with information about the Io.finnet software products and services (the “Software Product”), provide our customers with access to the Software Product which are governed by their own terms of use and to offer some services to Visitors, notably registration to events, webinars, courses, a news section.

We have taken great care in ensuring that our website is accurate and up to date, however, we extend no warranty as to the accuracy and completeness of any of its content, whether it be, without limitation, its texts, documents, articles, descriptions, products, softwares, application programming interfaces, graphics, photos, sounds, videos, interactive features, trademarks, service marks and logos (the “Content”).

You acknowledge that any reliance on any Content is entirely at your own risk and that you must conduct your own due diligence rather than rely on this Content.

Furthermore, PLEASE BE AWARE THAT ANY CONTENT WITHIN THE CORPORATE WEBSITE IS NOT TO BE CONSTRUED AS INVESTMENT ADVICE.

Please note that all products and services referred to on the Corporate Website are subject to change without notice and that we may amend the Corporate Website, our products and services with or without notice to you. You agree that you shall hold us harmless as relates to you or third-parties for any amendment, modification, discontinuance of the Corporate Website and/or any products and services accessible through it.
2. Links to third-party websites

The Corporate Website may contain links to third-party websites that we do not own nor control. As such, we assume no responsibility for any third-party websites’ content, privacy policies, practices. You acknowledge that access to these third-party websites is made at your own risk and that we have no responsibility or liability for third-party websites and no liability for any damage or loss caused in relation to their products, contents, goods, services.

No company nor person is authorised to link to our Corporate Website from theirs without our express written permission.
3. Availability

It is our goal and wish to render the Corporate Website accessible 7 days a week and 24 hours a day. However, we extend no warranty that access to the Corporate Website will be unimpeded. The Corporate Website may be un-accessible for certain periods of time due to technical maintenance, migration, updates, breakdowns and breakage from internet providers.

The availability of this Corporate Website is notably linked to the networks through which its data flows, which can be saturated resulting in limited downloading times and limited availability. Io.finnet shall not be held liable for any unavailability of access to the Corporate Website due to third parties, network breakage, maintenance, update, equipment of the visitor or else.
4. Intellectual Property Rights

All Content on the Corporate Website are the property of Io.finnet and/or its licensors and are protected by copyright and other intellectual property laws.

We reserve all rights not expressly granted therein.

You are granted a limited, revocable, non-exclusive, non-transferable license to access and use the Corporate Website for personal use and you may not use, reproduce, modify, distribute or create derivative works of any material on the Corporate Website without our explicit written consent.
5. User Accounts

Some features or content of the Corporate Website may require you to login with an e-mail address. When creating a user account, you agree to provide accurate and complete information and to keep your login credentials confidential.

You acknowledge that you are responsible for all activities that occur under your account and that you must notify us immediately of any unauthorized access or security breaches.

Io.finnet reserves the right to suspend or terminate your account, restrict access to the Corporate Website or remove any content without prior notice if we believe that you have violated the Terms or for any other reason at our sole discretion.
6. User Data & Cookies

At Io.finnet, we are committed to protecting the privacy and security of your personal information. By using the Corporate Website, you acknowledge and agree to the practices described in our Privacy Policy, which is an integral part of these Terms.

Please take the time to review our Privacy Policy to understand how we handle your data.

Please see more about our use of Cookies in the Corporate Website Privacy Policy and Cookies Notice.
7. Corporate Website Use, User conduct and responsibilities

You acknowledge that you are responsible for compliance with local laws and regulations in accessing this Corporate Website from outside the United States. Access to the Corporate Website and information about our products and services is not to be understood as an offer in jurisdictions in which it would be illegal to make such an offer but merely as information.

If you are in a jurisdiction where the provision or use of the Corporate Website, its products and services is contrary to local laws or regulations or where Io.finnet is not authorised to provide services, you may not use these and we reserve the right to not render these available to you.

You are solely responsible for obtaining your own tax, legal, financial, commercial and marketing advice prior to using this Corporate Website’s products and services.

In any case, you agree to only use the Corporate Website for lawful purposes and you represent that you will not (i) post, upload, transmit or share any content that is unlawful, harmful, abusive, defamatory or otherwise objectionable, (ii) engage in any activity that may interfere with or disrupt the functioning of the Corporate Website or its servers, (iii) attempt to gain unauthorised access to any part of the Corporate Website, its users’ accounts or any other systems or networks connected to the Corporate Website, (iv) collect or store personal information of other users without their consent.

We reserve the right to monitor, moderate, edit, remove any content that violates these Terms at our discretion.
8. Warranty Disclaimer

THE CORPORATE WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. IO.FINNET DOES NOT WARRANT THAT THE CORPORATE WEBSITE WILL BE ERROR-FREE, SECURE, UNINTERRUPTED AND IT ASSUMES NO RESPONSIBILITY FOR ANY DAMAGES RESULTING FROM YOUR USE OF THE CORPORATE WEBSITE.
9. Limitation of liability

IN NO EVENT, TO THE FULLEST EXTENT PERMITTED BY LAW, SHALL IO.FINNET, ITS DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR LOSS OF ANY KIND ARISING OUT OF YOUR USE OF, OR INABILITY TO USE, THE CORPORATE WEBSITE. YOU ACKNOWLEDGE THAT YOU USE THE CORPORATE WEBSITE AT YOUR OWN RISK.
10. Severability

If any provision of these Terms are deemed to be unlawful or invalid by a court of competent jurisdiction, this invalidity shall not accept the remaining provisions of the Terms which shall continue to be binding on you.
11. Governing law and jurisdiction

These Terms and your use of the Corporate Website are governed by and construed in accordance with the laws of the State of Delaware applicable to agreement made and to be entirely performed within the State of Delaware, without regard to its conflict of law principles. In connection with any dispute arising out or related to the Terms, you agree to submit to the personal and exclusive jurisdiction of the courts located in the State of Delaware and you waive all jurisdictional, venue or inconvenient forum objections to such courts.